
Uninsurable Electrical Panel Upgrades
Protect your property. Upgrade with confidence.
Upgrading Panels That Put Your Property at Risk
Some older electrical panels are not just outdated — they’re uninsurable. Brands like Zinsco, Federal Pacific (FPE), and others have been linked to safety failures, including fire hazards, improper circuit protection, and unreliable performance under load. As a result, many insurance providers will no longer issue or renew policies on properties that still have these panels installed. Whether you're managing a commercial property, preparing for an inspection, or trying to secure coverage, upgrading to a modern, code-compliant panel is essential. Our team provides expert evaluations and full panel replacement services to help you meet insurance requirements, ensure safety, and protect your investment.
What’s Included in a Panel Upgrade Service
Upgrading an uninsurable electrical panel isn’t just a swap — it’s a detailed process that ensures your system is safe, up to code, and ready for inspection or insurance approval. We handle every step, from evaluating your existing setup to coordinating with local inspectors and utility providers. Whether it’s a commercial building, multi-unit property, or tenant space, our team ensures the upgrade is done properly, efficiently, and with minimal disruption to your operations.
- Inspection of the existing panel and system condition
- Identification of uninsurable or non-compliant panels
- Full replacement with a modern, code-approved panel
- Coordination with utility companies and inspectors
- Safety testing and documentation for insurance or permitting
Replacing an outdated panel is one of the most important steps you can take to improve the safety, insurability, and reliability of your electrical system. With our experienced team managing the process from start to finish, you can rest assured your upgrade will be done right — meeting today’s codes, satisfying insurance requirements, and protecting your property for the long term.
Who We Work With
We’ve worked with countless clients across Southern California to replace outdated, uninsurable electrical panels—often under tight timelines, during property sales, insurance renewals, or major upgrades. With decades of hands-on experience, our team understands the risks these panels pose and the importance of getting the job done right the first time. Whether you're a property owner, contractor, or manager, we’ve helped others in your exact position—and we’re ready to help you, too.
- Commercial property owners looking to meet insurance requirements
- Facility managers overseeing system upgrades or retrofits
- Developers renovating older buildings
- Real estate investors needing panels replaced to close deals
- Electrical contractors needing support on complex panel replacements
Our services are best suited for projects that require a higher level of expertise, coordination, and code compliance. We focus on larger-scale electrical systems—not small home repairs—so you can trust that your panel upgrade will be handled with the professionalism and precision it deserves.

How It Works
Upgrading an uninsurable electrical panel can feel overwhelming—but our job is to make it simple, safe, and fully compliant. From the first inspection to final approval, we handle the process so you don’t have to worry about surprises or delays.
- Upgrade Planning
- Installation & Utility Coordination
- Inspection & Documentation
Schedule an evaluation.
Start Your Project With Confidence
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Business Hours
Monday: 10am - 6pm
Tuesday: 10am - 6pm
Wednesday: 10am - 6pm
Thursday: 10am - 6pm
Friday: 10am -6am
Saturday: Closed
Sunday: Closed
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Get in Touch
Phone: (323) 327-2412
Email: hjgelectric@aol.com -
REQUEST A CONSULTATION
We specialize in large-scale commercial and industrial electrical projects across SoCal . If you're planning a build, need expert compliance support, or require a licensed electrical partner — let's talk.